Privacy Policy

Personal Money Service (“the Company”) is the owner and the operator of  https://au.personalmoneyservice.com (“the web page”, “the website”).

You trust is the most valuable asset for us. A good relationship with a customer depends on the protection of your personal data. That is why our privacy policy keeps your personal data confidential.

Personal Money Service protects your information in accordance with the National Privacy Acts, or an industry privacy code. The law may also tell us to gather personal data. We will inform you every time we collect your personal data and advise the contact details of the collector, tell you about your right to access the information, and what may occur if you refuse to give the information.

The Company and relevant parties can also disclose and use your personal information to administrate its services or products for purposes of risk and prudential management, unless you tell us otherwise to send you the related marketing information.

The submitted information will help to detect and prevent illegal activity. We collaborate with law enforcement bodies as required or allowed by the law. These organizations signed confidentiality arrangements.

You can ask for access to the personal information we have about you. In case of outdated, inaccurate or incomplete information about you inform us so that we correct it. If we do not let you review your personal information, we will tell you the reason. For instance, we may explain it with the commercially-sensitive decision. Information, gathered by the Company can be disclosed to other third parties only if you give a permission for it.

General Information

The PersonalMoneyService webpage is a loan matching service.  It is a bridge between a lender and a borrower. The application form submitted by the customer is sent to the lender, who decides whether to give a loan or not. A customer does not have to register to use the web page. No newsletters or updates are sent to his email. The published content informs about the lenders, who give information about the lenders’ services.

Cookies

Cookies are the parts of information, that are saved on a hard drive of the visitor’s computer. The information, that can be personally identifiable, is not connected to the use of cookies on this web page. Users may decline using cookies and use the website anyway. But in such case, he may lose the access to certain features.

Links

The website encloses the links to other sites, that is why the visitors should know that the Company is not in charge of these websites’ practices. We advise you to read the privacy statement of every website you enter.

Security

The Company takes advantage of security technologies, that protect personal data from unauthorized access, use or disclosure. When the personal information is redirected to other lenders via the internet, Secure Socket Layer (SSL) protocol and other encryptions keep it safe.

Disclosure

The Company can not give a 100% guarantee that the personal information given by the customers will never be revealed if not explained in this Privacy Policy. In certain conditions (required by the law, for instance) the government can make the owner of the Company uncover some personal information. The Company is liable to disclose the consumer’s private information in case of an exceptional reason that this disclosing is required to contact, to identify or to institute legal proceedings against an individual, that may interfere or injure the property or rights of the company. Other visitors, members or other people, which can be hurt by these activities.

 Information Sharing

The service shares the data and the loan queries of the customer only with the direct lenders, who are 100% safe. Even the web page operator cannot access the personal information submitted in the online application form by the customers.

When providing personal data and contact details, the web page user gives the permission to the online lenders collaborating with the Company to contact them to ask questions concerning the loan requests and the process of lending itself.

Therefore, the applicants relinquish their right to bring any claims dealing with these contacts to the Australian Trade and Investment Commission or other agency.

Security and Confidentiality

The Company maintains electronic, physical and procedural safeguards which confirm the federal standards to protect personal non-public information against unauthorized use and access.